EFFECT OF BANK CHARGES ON CUSTOMER SAVING CULTURE A CASE STUDY OF UNION BANK PLC
- Project Research
- 1-5 Chapters
- Abstract : Available
- Table of Content: Available
- Reference Style: APA
- Recommended for : Student Researchers
- NGN 3000
Abstract
This research work assess the effect of bank charges on saving culture a case study of union bank Enugu. On this research work we determine the relationships between banks and their clients suggest that there are many factors that are at play in determining the relationship between banks and their clients. Thus the following objectives were formulated to ascertain those factors that affect bank savings in Nigeria, to identify the various irregular bank charges made by commercial banks in Nigeria and to determine the effect of these charges on saving savings culture of banks customers, using Union bank PLC as a case study. With thinning interest margins due to increased competition at global level banks have resorted to another source of income, bank charges in a bid it improve on shareholder return on investment. This has resulted in banks loosing patronage to and the immergence of non-banking sector financial institutions. In the context of Nigeria Banks with Union bank as the case study, this has led to non-banking sector financial institutions (NBFIs) being observed as offering alternative banking avenues thus competing with banks in the provision of financial services. It is against this background that this research study has investigated whether bank charges are a key determinant to the bank/client relationship in Nigeria. Results derived from the study based on regression analysis indicate no significant association between bank charges and bank/client relationship thus suggesting that bank charges are not a significant threat to banks/client relationship and therefore not a threat to the relationship between banks and their clients in context of the Union bank plc. Enugu.
Related Project Materials
DESIGN AND IMPLEMENTATION OF COMPUTER BASED RESULT MANAGEMENT INFORMATION SYSTEM (A CASE STUDY OF CARITAS UNIVERSITY)
BACKGROUND OF THE STUDY
Caritas University, Amorji Nike, Enugu, is a private University approved by the...
INTERNAL CONFLICTS IN NIGERIAN UNIVERSITIES; SOURCES, EFFECTS AND RESOLUTIONS
ABSTRACT:- This study was carried out to examine the internal conflicts in Nigerian universities; sources, effect...
CHARACTERIZATION OF POLLUTION HAZARDS OF SELECTED SURFACE AND GROUNDWATER SYSTEMS IN BIDA CATCHMENT AREA OF NIGER STATE, NIGERIA
ABSTRACT
Water quality analysis was done for both surface and groundwater samples. For surface water, samples were taken from the upstrea...
INFLUENCE OF ESBS RADIO ON THE ECONOMIC EMPOWERMENT OF AGBANI COMMUNITY IN ENUGU STATE
Abstract
This study is aimed at finding out hoe ESBS Radio has helped in the economic empowerment of Agbani community and to find out the...
Techno-economic analysis of Internet content delivery
Background and motivation
The amount of heavy content, especially video, is increasing in the Internet. According to Cisco (2015), 80% of...
IMPACT OF COMPANY INCOME TAX ON ECONOMIC GROWTH IN NIGERIA
ABSTRACT
This study examined the impact of companies’ income tax on economic growth (proxy b...
NUTRITIONAL STATUS OF PRIMARY SCHOOL CHILDREN
ABSTRACT
The purpose of the study was to find out the difference between food nutrients status and the types given to Pr...
THE IMPACT OF INSECURITY ON RESIDENTIAL PROPERTY VALUE
BACKGROUND OF THE STUDY
In recent times, there has been a high level of unprecedented insecurity across...
ASSESSING THE LEVEL OF KNOWLEDGE AND UTILIZATION OF TRADITIONAL MEDICINE AMONG THE COMMUNITY
Traditional medicine is considered to be culturally acceptable, less harmful, and a more natural form of medicine that is suitable with the hu...
TEACHERS’ CHARACTERISTICS AND STUDENTS’ ACADEMIC ACHIEVEMENT IN GOVERNMENT
ABSTRACT
The importance of teacher characteristics in realizing educational goals and objectives in any educational syst...
